An independent agency built on one idea: you deserve an agent who actually picks up the phone.
Too many people get sold health plans over the phone by agents they'll never hear from again. They're rushed through enrollment, given a plan that may not fit their needs, and left to figure out the rest on their own.
We built Vital Insurance Group to do things differently. Every client gets a dedicated, licensed agent who takes the time to understand their health, their budget, and their doctors — and stays with them year-round, not just during enrollment season.
We're independent, which means we're not locked into one carrier. We compare plans from Blue Cross Blue Shield, Cigna, UnitedHealthcare, Molina, and more to find the best fit — not the highest commission.
We recommend the plan that fits your life — not the one that pays us the most. Our job is to protect you, not upsell you.
We explain what a plan covers and what it doesn't — in plain English. No fine-print surprises, no half-truths about coverage.
We will never sell your personal information to lead buyers, telemarketers, or anyone else. Period.
We specialize in helping people under 65 find the right health coverage. Whether you qualify for an ACA Marketplace plan with premium tax credits, or you need private coverage through United HealthOne, we'll walk you through every option.
Our service is completely free. Insurance carriers pay us a commission when you enroll — your premium is the same whether you use us or go directly to the carrier. There's no catch.
We also offer Fixed Indemnity and Short Term plans for people who need supplemental or temporary coverage. We'll always tell you what a plan covers and what it doesn't, so you can make an informed decision.
Talk to a licensed agent — it's free, takes 10 minutes, and there's no obligation.
Call 888-939-8482