Your best path depends on your situation. Here's how each type of coverage works — and when it makes the most sense.
Whether you have a qualifying life event or not, we have a plan for you.
If you're in Open Enrollment or have experienced a qualifying life event (lost insurance, got married, had a baby, moved), you may be eligible for comprehensive ACA coverage — potentially with a $0 premium thanks to tax credits.
Not in an enrollment window? No qualifying life event? United HealthOne from Golden Rule offers robust private plans you can enroll in any time of year — backed by the UnitedHealthcare network.
These plans can supplement your primary insurance or bridge a gap in coverage.
Large PPO networks reprice bills and pay a fixed dollar amount for covered services like hospital stays, doctor visits, labs, and wellness.
Fill a temporary coverage gap with lower premiums. Ideal for COBRA-eligible, employer waiting period, early retirement, or self-employed situations.
Talk to a licensed agent — it's free, takes 10 minutes, and there's no obligation.
Call 888-939-8482